How Spriggy works

Everything you need to know about getting started with Spriggy

Getting started

1.
Sign up in minutes
Get Spriggy
2.
Download the app
3.
Connect your Aussie Visa/Mastercard debit card or bank account.
4.
Top up your Parent Wallet
using your connected account. You can even schedule regular top ups.
5.
Activate your kids' Spriggy card once it arrives.
6.
Spriggy is ready to roll and your kids are ready to kick off their money-smart journey.

How digital pocket money works

1.
Schedule pocket money, choose how much you want to pay your kids and how often.
2.
They can view their balances and keep on top of how they’re managing their money.
3.
Pocket money gets paid regularly from your Parent Wallet to their Spriggy cards or  to their Savings.
4.
Transfer money instantly from your Parent Wallet to their cards in emergencies.

How Jobs works

1.
Set paid or unpaid jobs for your kids so they know what chores they have to do.
2.
They can see their jobs and tick them off once they're complete.
3.
You approve jobs once you're happy they're done.
4.
Your kids are paid instantly from your Parent Wallet if it's a paid job.

How Savings Goals work

1.
Set Savings Goals with your kids so they learn to save for things they really want.
2.
Kids contribute to goals from their Savings or Spriggy card.
3.
Money in a Savings Goal is locked until the goal is achieved (or deleted).
4.
You can keep an eye on their progress and even contribute to their goals.
5.
When the goal is achieved (woo!), money they’ve saved can be moved to their cards.

How the Spriggy prepaid Visa card works

1.
In-store and online spending with their Spriggy cards.
2.
You get real-time spend notifications, every time your kids use their Spriggy cards.
3.
Transaction history helps them keep track of where their money’s going.
4.
Merchant restrictions
block spending at tobacco shops, pubs,  adults stores and other inappropriate retailers.
ApplePay for kids over 13,
Google Pay for kids over 16

Need help?

Visit our Help Centre

Nearly 80% of Spriggy parents surveyed agree, Spriggy makes their kids better with money1

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Start your free 30-day membership trial

Frequently asked questions

How does Spriggy help kids learn about money?

Spriggy helps kids learn by giving them real-life experience with money. Kids get the independence to manage their own money and learn smart money habits such as earning, saving and spending wisely. Parents stay in control with complete visibility of how and what their kids are doing.

How old do my kids need to be to use Spriggy

Spriggy is for kids aged 6-17 years.

Do my kids need their own phone to use Spriggy?

No they don’t. If they don’t have their own phones, your kids can use yours. You just need to log out of your parent login on the Spriggy app and let your kids log in with their details.

How do I know where my kids are using their Spriggy cards?

Enable push notifications for Spriggy on your phone and you’ll get real-time notifications whenever your kids use their Spriggy cards.

What is my Parent Wallet?

Your Parent Wallet is where you keep your money on the Spriggy app before transferring it to your kids' Spriggy card, their savings or savings goals. Transfers from your Parent Wallet to your kids’ cards are instant.

Your Parent Wallet has a limit of $999. Your kids' savings and savings goals also form part of the Parent Wallet limit.

What are merchant restrictions?

Merchant restrictions block unsafe spending categories. What this means is that your kids can’t use their Spriggy cards at places like alcohol or tobacco shops, for gambling, for adult entertainment, etc. You can see a list of merchant restrictions in the Product T&Cs.